101, Report:
#39161
Posted Date:
Dec 26 2002
Providian National Bank, Aria, Get Smart, Emerge Account cancellation, Ripoff Interest, Liars, Sold Account to Company With No Physical Address San Francisco California
I paid a lot of up front money for this account plus even more for credit line increases and was with them for 2 1/2 years with no problem. Then on Sept. 6, 2001 I received letter stating that my account was being cancelled as of that date due to negative credit report from Equifax ...
Entity
Categories: Corrupt Companies
102, Report:
#38937
Posted Date:
Dec 22 2002
Providian National Bank ripoff Old Bethpage New York
Automatically sent me a letter, closed my account, stated they had transferred by account to a master card account gave me a new account number, no other card .....
I have had an account with Providian for a number of years. I have paid usually more than my minimum payment each...
Entity
Categories: Credit Card Processing (ACH) Companies
103, Report:
#38902
Posted Date:
Dec 21 2002
Providian National Bank fraudulent mailing with false advertising Tilton Ohio
My husband and I specifically chose to accept a credit card offer from Providian due to advertised 0.00% finance charges on transfer of balances until January 2004. We had $5000 on another credit card at 0.00% financing that was ending in June 2003 that we wanted to transfer.
...
Entity
Categories: Credit Card Processing (ACH) Companies
104, Report:
#34141
Posted Date:
Dec 18 2002
Providian sold my card to another branch, slashed my limit and jacked the rate to 29% routed to INDIA every time Tilton New Hampshire
Had my Providian since college (2years). Paid more than the minimum, on time the entire period. On October 16th, I got a letter saying that my original card was cancelled on the 15th and to use the one enclosed. This card (eMerge) is still with Providian. I called to see where t...
Entity
Categories: Credit & Debt Services
105, Report:
#38511
Posted Date:
Dec 17 2002
providian national bank ripoff DALLAS Texas
IM VERY SURPRISED THAT I GOT TAKEN LIKE THIS,BUT FIRST
TIME FOR EVERYTHING.GOT MAILED AN PROMO FOR VISA CARD AND
TO TRANSFER MY HIGH INTERST BALANCES FOR NOTHING AND A O%
RATE FOR A YEAR.HAVING A CARD THAT WAS APPROACHING THE
END OF ITS O% TIME IFIGURED I WOULD TRANS...
Entity
Categories: Banks
106, Report:
#34955
Posted Date:
Nov 12 2002
Providian Bank lowered credit line for no reason arlington Texas
My husband has had a Providian credit card for just under a year now and just 2 months after opening the account his limit was raised (by them) from $2,00 to $3,000.
We just received a notice today that they are reducing our credit to $2,713 as a result of the account and overa...
Entity
Categories: Credit Services
107, Report:
#33522
Posted Date:
Oct 27 2002
PROVIDIAN NATIONAL BANK CREDIT CARD RIPOFF OUTRAGEOUS INTEREST CHARGES OVERNIGHT SELLOUT TO EMERGE San Francisco California
Received September credit card statement and noted interest rate had been changed to 29.99%. Telephoned and asked why. Told a letter was sent to ALL CUSTOMERS IN APRIL 2002 stating if they did not close their account, the interest rate would be raised to 29.99% in Sept. Said I ne...
Entity
Categories: Corrupt Companies
108, Report:
#32435
Posted Date:
Oct 13 2002
Providian National Bank the ripoff business that doesn't give a dam Old Bethpage San Francisco California
I had opened a providian visa card for a an annual fee of $89.00 three years ago. I realize the apr was high but I didn't care. I wanted to rebuild my credit.
My credit reached $4260.00. I paid the account on time...always plus a little more so I could show a nicer payment. Did t...
Entity
Categories: Corrupt Companies
109, Report:
#32238
Posted Date:
Oct 10 2002
Providian or Aria fraudulent ripoff business raised our percentage rate and did not notify us Tilton New Hampshire
My husband has a credit card through Providian, and I have a credit card through Aria. Both are issued through Providian National Bank in Tilton, NH. The reason we got these cards, is that they make it easier for people with bad credit or no credit to get credit cards. My husband...
Entity
Categories: Credit & Debt Services
110, Report:
#4443
Posted Date:
Sep 27 2002
Providian National Bank criminal or simply unethical *UPDATE Employee Inside information! EDitor says must read!
I cancelled my AT&T credit card and changed my long distance carrier from AT&T to Sprint. AT&T representatives offered me $100 to return. I told them the issue was not money but ethical business practices. I said I would return to AT&T only if I discovered that all other companies w...
Entity
Categories: Banks
111, Report:
#31037
Posted Date:
Sep 25 2002
Providian National Bank PROVIDIAN...WOKE ME WITH A SUMMONS victimized many consumers Tition New Hampshire
Much to my surprise and shock I awoke to a deputy at my front door with a summons for my husband. It seems as if PROVIDIAN has commenced a civil action against my husband. Two years ago we did a balance transfer with Providian, and up until recently we were making payments just fi...
Entity
Categories: Credit & Debt Services
112, Report:
#30047
Posted Date:
Sep 15 2002
Providian National Bank ripoff Arlington Texas
Providian National Bank is sending out letters closing the accounts of what appears to be thousands of customers who have been deligent paying their bills on time. Please contact your State Attorney General's office and the three main credit bureaus (Equifax, Ttansunion and Experian...
Entity
Categories: Corrupt Companies
113, Report:
#19667
Posted Date:
Sep 10 2002
Providian national bank ripoff apr go up from 23.99 to 29.99 for no reason ripoff dallas Texas
After 2 years with excellent credit with this bank they raise my annual apr % to 29.99, for no reason. Maybe because I have very good credit with them hahahah. Do not get any credit card from this bank let them learn their lesson.
Talat
ORLANDO, Florida
Entity
Categories: Credit & Debt Services
114, Report:
#29564
Posted Date:
Sep 10 2002
Providian Credit Card & Providian National Bank Credit Card, Smartcard Cover up of Fraudulent Business Practices and Internal Corruption at the Highest Levels of Corporate Responsibility Arlington Texas
My wife and I were recovering from a bankruptcy in 1996 when we applied to Providian for a card and were grateful to have credit and rejoin the world again after 4 years without!
We started with a $500 limit At 18%, and over the 6 years of perfect payments history we had establis...
Entity
Categories: Credit & Debt Services
115, Report:
#29551
Posted Date:
Sep 10 2002
providian financial national bank aka getsmart visa; ripoff thieves. Dallas, Texas
well they got me good....im really pissed so im just going to write how i feel about what they did to me..i got the providian visa gold card to help me rebuild my credit as to what they told me...i think it cost me $100 plus to get it..they told me they would send reports to other a...
Entity
Categories: Corrupt Companies
116, Report:
#29531
Posted Date:
Sep 09 2002
Providian National Bank Providian cancels my account for for events that have not taken place victimized many consumers Arlington Texas
On September 3, 2002 Providian wrote a letter to me and a large number of other customers closing their accounts. The stated reason for closure was: You have one or more credit accounts that is/are currently delinquent, or show a major derogatory event(such as having been charged ...
Entity
Categories: Financial Services
117, Report:
#29404
Posted Date:
Sep 09 2002
Providian National Bank ripoff-closing account for no reason dishonest ripoffs Arlington Texas
I too received a letter stating that my account was being closed as of Sept,6,2002. The reasons stating that I had 2 or more derogatory events on my credit history,and that Equifax was used as the reporting agency. I called the 800 number and finally spoke with someone who gave me n...
Entity
Categories: Banks
118, Report:
#29390
Posted Date:
Sep 08 2002
Providian National Bank,Providian Visa, GetSmart Visa cancelled my card for no reason deceptive company Arlington Texas
Apparently, somewhere along the way, I agreed they could cancel my card at any time with no warning. I have been a customer witht hem for two years with no problems. A collection agency contacted me about a charge from nine years ago that we agreed was not mine. The collection ag...
Entity
Categories: Credit Services
119, Report:
#29274
Posted Date:
Sep 07 2002
PROVIDIAN NATIONAL BANK UNSUBSTANTIATED CANCELATIONS deceptive company Arlington Texas
I was a customer for 3 years. I had always paid my payment on time or early and it was always the minimum or better. Account was upgraded to Gold status last week.
Received new card 2 weeks ago. I had not even had time to activate it. Today I receive a letter stating that the...
Entity
Categories: Banks
120, Report:
#29258
Posted Date:
Sep 07 2002
Providian National Bank screwed others too rip-off scam liars Closing accounts without a legitimate reason Arlington Texas
On Sept. 6, I received a letter saying my account was being closed as of Sept. 6. The letter states that after a review of my overall credit record they decided to close my account.
It claims the reason to be You have one or more credit accounts that is/are currently delinquent,...
Entity
Categories: Credit & Debt Services
121, Report:
#28662
Posted Date:
Sep 01 2002
Providian National Bank ripoff,liars and sneaks Tilton New Hampshire
For two years, I was young and foolish enough to accept the first cc offer made to me. I had always been told to guard my ssn, so I really didn't consider trying another bank after being approved by PROVIDIAN. Knowing that I had made poor credit choices in my teenage years, I had ...
Entity
Categories: Banks
122, Report:
#25690
Posted Date:
Jul 30 2002
Providian Bank (aka) Providian National Bank Harassment and Fraudulent Claims Tilton New Hampshire
One of their representatives contacted me via phone asking if I wanted one of their credit cards. I said they could send me information that stated terms of the card. The rep then verified my address. Instead of info, THEY SENT CREDIT CARDS!!
They next kept mailing me statem...
Entity
Categories: Banks
123, Report:
#19728
Posted Date:
Apr 28 2002
Providian/Aria/Getsmart credit card Interest rate change for existing accounts to 29.99% rip off scam con artists victimized many consumers Dallas Texas
It seems that Providian National Bank who also issues the Aria and Getsmart credit cards are raising the interest rates on certain customers to 29.99%. This rate applies to all outstanding balances.
After being a faithful customer of this bank for several years and maintaining a...
Entity
Categories: Banks
124, Report:
#18008
Posted Date:
Apr 02 2002
Providian National Bank-Tilton, NH abused & mistreated, business doesn't give a dam lied to me Tilton New Hampshire
-I was ripped off by an unscrupulous merchant to the tune of $987.50
-I filed a billing dispute with Providian in the time frame required.
-Providian FAILED to FOLLOW THE FEDERAL LAW (Regulation Z) and didnt handle my dispute within the required 60 day time frame.
-Because Provi...
Entity
Categories: Banks
125, Report:
#14483
Posted Date:
Feb 26 2002
Providian National Bank: Credit Card Fraud or Common Practice.
When i first received a Providian Visa Card, the interest rate was 23.9%, but since i was trying to establish credit card use, i signed for the card, in the beginning, my credit line was $700.00 then a short while later, they increased the limit to $1700.00 There were no problems w...
Entity
Categories: Banks